What does a defensive driving course teach you?

Imagine driving back in time (literally) all the way back to your first Driver's Education class. For some, that sounds more like a burden than a help. For others, it's the first step of many towards a cleaner driving record. Here’s what you’ll learn in a defensive driving course: Some defensive driving courses can take anywhere from four to six hours so it’s important to set aside enough time in your busy schedule. The good news is, most traffic schools are online and let you login or logout at your own pace. Hence, you don’t have to be glued to a computer screen for hours on end.

So are defensive driving courses worth the cost?

There are certain scenarios that make this course worth your while. Due to time consumption and many insurance companies offering the nationwide, we wouldn't suggest it for everyone. Check out who benefits from this program: Once retirement sets in, you find yourself with more time on your hands. It is the perfect opportunity to refresh your driving skills, while earning a discount on your auto insurance. Find a near you. Most traffic schools offer online courses or a classroom setting for attendees. Choose the option that works best for you. For accident-prone drivers, a defensive driving course is like getting a second shot at having a clean driving record. By completing this intensive course, drivers can earn back some of their street credit and hopefully, in time, lower their auto insurance premium.

If you are a driver who is looking for a discount on auto insurance but are not interested in taking a defensive driving course, then look into some of the awesome discount programs that Geico, Allstate, and State Farm offer. For example, allows drivers to earn cash back for safe driving every six months. Just download the Allstate app, and it will track your driving speeds and safe driving to help you lower your auto insurance. Even Jake from State Farm knows their Drive Safe & Save™ program is hard to pass up. Some State Farm drivers get up to 30% off their auto insurance rate through this program. Unless you are a driver desperately in need of defensive lessons, these highly-rated discount programs offer the best bang for your buck. Plus, they won't take up too much of your time.